Example preview insight

Engine size may increase your premium by around 18% for similar drivers.

Your Volkswagen Golf affects your premium through several characteristics. Vehicle age: Your vehicle is 7 years old. Older vehicles often cost more to insure due to parts availability and repair costs. Engine size: 1.6L engine – moderate insurance group. Larger engines typically sit in higher insurance groups and attract higher premiums. Vehicle value: Estimated value £8,000–£12,000. Higher value vehicles increase repair and replacement costs, which insurers factor into premiums. Insurance group: Insurance group 12 of 50 – moderate risk. Higher groups typically mean higher premiums. When comparing quotes, insurers use these factors to assess risk and set your price.